June 1996
Risk Management (00355593);Jun96, Vol. 43 Issue 6, p10
Trade Publication
The property/casualty industry is beginning to see an upswing in the number of people claiming to suffer from post-traumatic stress disorder and increasingly seeking indemnification from their employer's health plans according to Swiss Re America. The National Council on Compensation Insurance reports that these claims are becoming a major concern for insurers. PTSD is an anxiety condition brought on by a distressing event outside the range of usual human experience. Flashbacks and nightmares usually occur immediately, although they could remain latent for several months. PTSD has been recognized as a disability under the Americans With Disabilities Act and the Federal Employers Liability Act. The symptoms of PTSD, which include general anxiety, diminished interest in work and estrangement from others, are relatively easy to feign. Companies and insurers can protect themselves against false claims by thoroughly researching medical records for history of illnesses and examining a claimant's employment history.


Related Articles

  • Light at the End of the Tunnel. Kornya, Tom // Canadian Underwriter;Dec2009, Vol. 76 Issue 12, p54 

    The article suggests strategies to the property and casualty (P&S) insurers of Canada about protecting their business during an economic downturn. They are advised to use economic risk and capital measures as tools to make them understand their financial position and create risk management...

  • A Captive World. Molnar, Bruce // Risk Management (00355593);Aug2008, Vol. 55 Issue 8, p20 

    The author suggests standards by which a company can assess whether a captive, or privately held, insurance company is an appropriate business venture for it to pursue. He states that overall risk must be assessed, and recommends starting by examining the property and casualty insurance policies...

  • Sticker Shock. Satter, Marlene Y. // Investment Advisor;Nov2011, Vol. 31 Issue 11, p134 

    The article reports that the Guy Carpenter World Property Catastrophe Rate On Line Index has mentioned that reinsurers' rates have fallen globally in past four years because of disasters and low interest rates. As stated, reinsurers have declared to raise their interest rates which have reduced...

  • Survivors Of Tragedy Need Onsite Help. Gardner, Rick; Blythe, Bruce // National Underwriter / Property & Casualty Risk & Benefits Manag;04/12/99, Vol. 103 Issue 15, p24 

    Suggests how risk managers can avoid legal complaints if employees who suffer from post-traumatic stress disorder do not recover. What survivors of a tragedy might feel; Suggestions for crisis management team; Needs that must be attended first by risk managers.

  • PUBLISHER'S PREROGATIVE. Epssien, Rita // Risk Management (00355593);Apr87, Vol. 34 Issue 4, p2 

    This article presents information on the state of the risk management industry in the U.S., as of April 1987. While the Insurance Information Institute points to a recovery in 1986 by property/casualty insurers, whose operating income was estimated at $4.5 billion, which is an increase from a...

  • The Whole Truth Concerning ERM. Coyne, Frank J. // Best's Review;Feb2008, Vol. 108 Issue 10, p90 

    The article focuses on innovative strategies for property/casualty insurers to master the art and science of enterprise risk management (ERM). It cites that finance-focused risk management functions to examine and control risks in bonds, equities and other investment instruments and foreign...

  • Conditions Favorable For ERM Initiatives. Ha, Michael // National Underwriter / P&C;12/13/2004, Vol. 108 Issue 47, p12 

    Reports on the popularity of Enterprise Risk Management (ERM), a business strategy focused on assessing aggregate risks across various risk elements, product lines and business units, in the United States property-casualty insurance sector. Helping insurers determine adequate capital levels...

  • Maintaining a Safety Net. Coyne, Frank J. // Best's Review;Jul2005, Vol. 106 Issue 3, p90 

    Reports on the finding that property/casualty professionals are using analytic modeling to achieve greater underwriting accuracy. Insurance Services Office's introduction of ISO Score, an analytic scoring model that predicts the likelihood of loss for individual small-business risks by assigning...

  • Call for Quality.  // Risk Management (00355593);Mar2000, Vol. 47 Issue 3, p8 

    Since the 1999 Quality Scorecard for the Property/Casualty Insurance Industry revealed less than satisfactory industry results for the second year in a row, the hot button issue of improving customer service in the commercial insurance market has drawn sharp attention from all quarters. Speaking...


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics