TITLE

POST-TRAUMATIC STRESS DISORDERS ON THE RISE

PUB. DATE
June 1996
SOURCE
Risk Management (00355593);Jun96, Vol. 43 Issue 6, p10
SOURCE TYPE
Trade Publication
DOC. TYPE
Article
ABSTRACT
The property/casualty industry is beginning to see an upswing in the number of people claiming to suffer from post-traumatic stress disorder and increasingly seeking indemnification from their employer's health plans according to Swiss Re America. The National Council on Compensation Insurance reports that these claims are becoming a major concern for insurers. PTSD is an anxiety condition brought on by a distressing event outside the range of usual human experience. Flashbacks and nightmares usually occur immediately, although they could remain latent for several months. PTSD has been recognized as a disability under the Americans With Disabilities Act and the Federal Employers Liability Act. The symptoms of PTSD, which include general anxiety, diminished interest in work and estrangement from others, are relatively easy to feign. Companies and insurers can protect themselves against false claims by thoroughly researching medical records for history of illnesses and examining a claimant's employment history.
ACCESSION #
12134207

 

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