Creative Retirement Planning For Highly Compensated Executives

Nearhood, Donna
June 2005
National Underwriter / Life & Health Financial Services;6/27/2005, Vol. 109 Issue 25, p14
Focuses on the potential of Nonqualified Deferred Compensation Arrangements (NQDC) in solving problems related to retirement funding of highly compensated executives and business owners. Offer of higher percentage of retirement income through personal savings; Provision of pre- and post-retirement death benefits while accumulating funds to provide retirement income; Evaluation of the benefits of NQDC for executives.


Related Articles

  • Live happily ever after. Craig, Matthew // Employee Benefits;May2010, Special section p11 

    The article offers information on contract-based defined contribution (DC) pension scheme in Great Britain. It states that it helps retiring employes decide where to invest and how to convert DC funds into pension. It also mentions that its providers are responsible for communicating with...

  • Retirement Plan Scrutiny Heightened. Marshall, Jeffrey; Heffes, Ellen M. // Financial Executive;Nov2003, Vol. 19 Issue 8, p10 

    This article focuses on retirement plans offered by companies in the U.S. The author examines the strategy behind nonqualified retirement plans like Supplemental Executive Retirement Plans (SERP) for high ranking executives.The author also examines the prevalence of specific types of retirement...

  • Who Foregoes Survivor Protection in Employer-Sponsored Pension Annuities? Johnson, Richard W.; Uccello, Cori E.; Goldwyn, Joshua H. // Gerontologist;Feb2005, Vol. 45 Issue 1, p26 

    Purpose: Retirees in traditional pension plans must generally choose between single life annuities, which provide regular payments until death, and bunt and survivor annuities, which pay less each month but continue to make payments to the spouse after the death of the retired worker. This...

  • Finally, a Warning About Annuities. Geer, Carolyn T. // Fortune;7/5/1999, Vol. 140 Issue 1, p212 

    Focuses on variable annuities in light of May 1999 National Association of Securities Dealers (NASD) warnings to members about their legal responsibility to clients. Cost to customers of the tax-deferred investment; Reasons for the number of people who invest all or part of their retirement...

  • Deferred Compensation After 409A--Deal or No Deal? MacDonald, William L. // Journal of Retirement Planning;2007, Vol. 10 Issue 1, p17 

    The article explores the phases of retirement planning and the options to consider in deferred executive compensation. The idea behind pay for performance is that executives would gain profits if the stock price of the company increases during the year. The three phases of retirement planning...

  • The Prospects For Executive And Retirement Plans In '06. Hersch, Warren S. // National Underwriter / Life & Health Financial Services;21/19/2005, Vol. 109 Issue 48, p44 

    The article reports on the speech on executive and retirement plans by American College professor John McFadden at the college's annual tax conference in December 2005. He advises businesses not to violate Internal Revenue rules on nonqualified deferred compensation. The Pension Security and...

  • When Advising Seniors, Approach Insurance As A Placeholder. Stone, Robert P. // National Underwriter / Life & Health Financial Services;9/4/2006, Vol. 110 Issue 33, p38 

    The article reports on the suggestion for retirement of seniors on using placeholders to allow them an incremental implementation of a strategy. Industry experts have proposed on using annuities as a placement fore retirement income. It is suggested to purchase a large immediate annuity which...

  • Is your pension secure?  // Consumer Reports Money Adviser;May2008, Vol. 5 Issue 5, p1 

    The article discusses how changes in pension coverage might upset expectations for retirement income. The entry notes varying retirement options available for American workers from traditional pension plans to defined-contribution plans. In spite of these, analysts infer that some workers...

  • Turning on the right TAP.  // B&T Weekly;11/19/2004 Supplement, p5 

    Provides considerations for choosing suitable Term Allocated Pensions (TAP) in Australia. Need for income and access to capital; Terms of payments; Advantages of TAP.


Read the Article


Sorry, but this item is not currently available from your library.

Try another library?
Sign out of this library

Other Topics