Is the Disease Being Treated or Just the Symptoms?

Jadlos, Ted; Berg, Steve
October 2009
Mortgage Banking;Oct2009, Vol. 70 Issue 1, p26
The article presents an analysis on delinquency roll rates that differentiate various incremental stages of severe delinquency to demonstrate loans inventory that are not yet in foreclosure in the U.S. It stresses the need to improve the mortgage market by interpreting and applying mortgage performance metrics across the full loan life cycle. It mentions the effectivity of market interventions in spreading the time horizon over which the pain in housing market will be felt.


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