Are New Fannie, Freddie Guidelines a Threat to FHA?

Collins, Brian
November 2014
Nationalmortgagenews.com;11/20/2014, p4
The article discusses the likely impact of the new low down payment loans products of mortgage companies Fannie Mae and Freddie Mac on the U.S. Federal Housing Administration program. Topics covered include Federal Housing Finance Agency (FHFA) director Mel Watt's introduction of the high loan-to-value products for creditworthy borrowers, the minimal impact of such products according to Sterne Agee analysts, and how the low-cost products will be affected by FHFA's guarantee fees.


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